Event Insurance
Required for all events booked at Arlington Acres.
Once the policy is purchased, no additional action is needed.
How it works:
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You will receive a text, then an email, then reminders from Nuptial with the link to purchase the approved policy.
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Choose your wedding date and any additional rehearsal or setup days
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Estimate your guest count (roughly 80% of invited guests)
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Use YOUR current LEGAL name (as listed on the rental agreement- usually the bride)
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Arlington Acres automatically receives a copy when you purchase via this link. No further action is required by you.
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This policy meets all the requirements:
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Waiver of subrogation
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$1M coverage
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Host liquor liability
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All additional insureds per the contract
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A FEW ADDITIONAL NOTES:
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If you are having sparklers at the event, you must indicate that in the application so that coverage will apply. There is no additional cost.
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Event insurance does not cover vendors, only commercial liability purchased themselves will cover any damages or injuries they cause or experience.
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Caterers and DJ should provide a COI for their commercial liability insurance to arlingtonacresoh@gmail.com at least 30 days prior to your event. If they do not have it, they may find an insurance company or purchase a day-of policy here-https://thimble.com
Carrying commercial liability is a basic criteria for any professional vendor- it is industry standard for good reason. If they do not carry insurance and refuse to do so, we kindly recommend hiring someone else instead.
FAQ
Am I required to purchase event insurance? Even if it's not a wedding and/or there's no alcohol? - Yes. Our contract requires clients to be responsible for a lot of things. Because of that we’ve specifically tailored this policy so that you’re able to meet those obligations without concern.
Can I purchase event insurance from another provider? - No. It is mandatory that you use our provider, Nuptial.
I can find this policy for less elsewhere online. Why is this more expensive? - Our requirements are very specific. The other policies that you’re seeing online don’t contain the language we require. Part of the reason that Nuptial offers this as a service to both of us is so that you can meet those requirements at as low a cost and as easily as possible. The other reason is so you’re guaranteed to have the right coverage to take care of your obligations in our contract.
What's the policy deductible? - $0. By design, this policy is meant to protect you and your event and ensure that everything goes well, even if it isn’t to plan.
Do I need to email you a copy? - Not at all. When you purchase, we automatically receive the necessary documents.
Since I have event insurance, my vendors don't have to be insured, right? - Your event insurance protects your interest in hosting the event, not your vendors. We can discuss which vendors are, or aren’t, required to have their own coverage.
Can’t I just add my vendors to the event insurance? - No. This policy is designed for the host of an event, not someone who is a caterer, bartender, DJ, or photographer. Think of your event as a business. Your business is hosting an event, and your vendor’s business is being a florist or baker. Because of this, your policy isn’t designed to cover those things.
Will this policy protect my investment, if we have to cancel? - The required coverage will not, but you can add an optional “Cancellation & Postponement” coverage inside of Nuptial’s application, which is based on your budget. Some examples of when coverage would apply would be for things like illness or injury, natural disaster, death or disability, or call to military duty. COVID is excluded, as is change of heart.